Guides on Budgeting, Debt, and Credit cards
Budgeting
A budget is the foundation of a stable financial outlook. New Leaf Debt Solutions has created this free guide to help you learn how to establish a budget and maintain it long-term. It will teach you how to overcome financial limitations and establish SMART goals for saving, so you can achieve success.
Credit
Good credit is essential to help Canadians reach their goals. Credit is a useful tool, but it can also create immense challenges for your budget if it’s not used properly. This guide helps you learn how to revitalize your credit after you face challenges with debt and how to use credit effectively moving forward.
Debt
Learning how to manage debt is crucial if you plan on using credit. This guide teaches you how to develop a strategic debt management plan, how to evaluate when you have too much debt, and what debt relief options you can use to get out of debt when traditional payments aren’t working.
Find out how New Leaf can help you!
Calculators
-
Start Calculating: Credit Score Loan Cost Calculator
Find out exactly how much a bad credit score can cost you.
-
Start Calculating: Simple Savings Calculator
Determine how much you need to save each month to reach your financial goals.
-
Start Calculating: Debt Restructuring Calculator
Discover how much you can save by consolidating your debt.
-
Start Calculating: Mortgage Payment Calculator
See how much you can save by making extra payments.
-
Start Calculating: Debt Management Calculator & Savings Estimator
How much can you save with a debt management program?
-
Start Calculating: Debt-to-Income Ratio Calculator
To see if you’re overextended on credit, use this calculator to compare your debt payments to your income.
-
Start Calculating: Fixed Payment Credit Card
Fixed payments can help you get out of debt faster and fit your budget.
-
Start Calculating: Credit Card Payment Calculator
Find out how much you’re overpaying when you only make minimum payments on your credit card.
Latest Articles
-
Let’s Talk Money – Celebrating Canada’s 15th Financial Literacy Month
November of 2025 marks Canada’s 15th annual Financial Literacy Month (FLM) led by the Financial Consumer Agency of Canada (FCAC) since 2011. The theme for this year is “Talk Money,”…
-
No-spend month: Challenge yourself to a financial reset
With the high cost of living, peer pressure to spend money, and a non-stop bombardment of advertising on multiple platforms, it’s not surprising that many of us spend more than…
-
Meet FOMO’s nemesis, loud budgeting
Can you relate to this? It’s a Friday night after a long, exhausting workweek, and your friends invite you out for dinner. Secretly, you are on a budget and want…
-
What’s the Latest on Open Banking in Canada? And What is It?
Open banking is about to change the landscape of personal finances in Canada. What is it, and how will it benefit our bank account?
-
EI benefits: A comprehensive guide
EI Benefits are our financial safety net during times of need. What EI programs are available, who’s eligible, and how much you can receive.
-
Compound vs. simple interest: What to know before saving or borrowing
How simple Interest and compound Interest work, how to calculate them, and their impact on loans and savings.