{"id":34109,"date":"2021-01-07T16:32:47","date_gmt":"2021-01-07T16:32:47","guid":{"rendered":"https:\/\/staging-newleafdebt.kinsta.cloud\/?page_id=33803"},"modified":"2022-08-05T15:36:42","modified_gmt":"2022-08-05T15:36:42","slug":"debt-to-income-ratio-calculator","status":"publish","type":"page","link":"https:\/\/newleafdebt.ca\/fr\/calculateurs\/debt-to-income-ratio-calculator\/","title":{"rendered":"Calculateur du ratio d\u2019endettement"},"content":{"rendered":"<p><strong>Pour savoir si vous \u00eates en situation de surendettement, utilisez cette calculateur pour comparer vos paiements de dettes \u00e0 vos revenus.<\/strong><\/p>\n<p>LLes pr\u00eateurs, les banques et les soci\u00e9t\u00e9s \u00e9mettrices de cartes de cr\u00e9dit utilisent souvent le ratio dette\/revenu comme principal crit\u00e8re de qualification pour l\u2019octroi de pr\u00eats. Si vous faites une demande de pr\u00eat, l\u2019entreprise qui pr\u00eate l\u2019argent voudra savoir si vous pouvez vous permettre de rembourser votre pr\u00eat. Un ratio dette\/revenu inf\u00e9rieur est toujours pr\u00e9f\u00e9rable, mais si votre ratio dette\/revenu est \u00e9lev\u00e9, il peut \u00eatre difficile d\u2019obtenir une autorisation.<\/p>\n<p>Le ratio dette\/revenu est un moyen facile de mesurer votre sant\u00e9 financi\u00e8re. V\u00e9rifiez votre ratio dette\/revenu ici avant de demander des pr\u00eats pour \u00e9viter une baisse potentiellement co\u00fbteuse de votre cote de cr\u00e9dit. N\u2019oubliez pas que chaque fois qu\u2019un cr\u00e9ancier ou un pr\u00eateur proc\u00e8de \u00e0 une v\u00e9rification ou \u00e0 une enqu\u00eate de cr\u00e9dit approfondie, votre score peut baisser l\u00e9g\u00e8rement. Si votre ratio dette\/revenu est trop \u00e9lev\u00e9, il est temps de commencer \u00e0 vous concentrer sur le remboursement de vos dettes. Nos conseillers en cr\u00e9dit qualifi\u00e9s sont l\u00e0 pour vous aider, alors appelez-les d\u00e8s aujourd\u2019hui au <a class=\"noretreaver-phone-click no-animation\" href=\"tel:844-953-2854\"><span class=\"notracking-phone\">(844) 953-2854<\/span><\/a> pour une \u00e9valuation gratuite de vos dettes et de votre budget.<\/p>\n<p><strong>Comment calculer le ratio dette\/revenu<\/strong><\/p>\n<p>Le ratio dette\/revenu est un rapport entre le total de vos paiements mensuels de dettes et le total de vos revenus mensuels. Il suffit d\u2019additionner tous vos paiements de dettes et d\u2019assurance, puis de diviser ce chiffre par votre revenu mensuel total et de le multiplier par 100 pour obtenir votre ratio dette\/revenu. Le calculateur ci-dessous vous explique tout ce qu\u2019il faut inclure dans le calcul de votre dette au revenu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour savoir si vous \u00eates en situation de surendettement, utilisez cette calculateur pour comparer vos paiements de dettes \u00e0 vos revenus. LLes pr\u00eateurs, les banques et les soci\u00e9t\u00e9s \u00e9mettrices de&#8230; <a class=\"read-more\" href=\"https:\/\/newleafdebt.ca\/fr\/calculateurs\/debt-to-income-ratio-calculator\/\"> Lire l\u2019article complet  <i class=\"fal fa-angle-double-right\" aria-hidden=\"true\"><\/i><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":34115,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-34109","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3 (Yoast SEO v25.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Calculateur du ratio d\u2019endettement - New Leaf Debt Solution Fran\u00e7ais<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newleafdebt.ca\/fr\/calculateurs\/debt-to-income-ratio-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Calculateur du ratio d\u2019endettement\" \/>\n<meta property=\"og:description\" content=\"Pour savoir si vous \u00eates en situation de surendettement, utilisez cette calculateur pour comparer vos paiements de dettes \u00e0 vos revenus. 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LLes pr\u00eateurs, les banques et les soci\u00e9t\u00e9s \u00e9mettrices de... 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